Terms and Conditions of Service

These Terms and Conditions outline your rights and responsibilities when accessing venoliraphix Financial’s consultation services. Read carefully to understand your obligations and our commitments to you.

Last updated November 4, 2025

Acceptance of Terms

By using our website and consultation services, you confirm that you have read and agreed to these Terms and Conditions. If you do not accept, please refrain from using our services and contact us for clarification regarding any concerns.

Definitions

Certain words are defined within this agreement to maintain clear, consistent meaning.

‘Service’ means all consultation, communication, or recommendations provided by our team.

‘Client’ refers to any person or entity that interacts with or enquires about our services.

‘Content’ includes all website text, materials, and information published by venoliraphix Financial.

‘Agreement’ means these Terms and all referenced policies together.

Conditions of Service Use

Users must be over 18 years and participate honestly in consultations. Content provided is for informational purposes and not a substitute for personalised legal, tax, or accounting advice.

Eligibility

By accessing our site or services, you confirm you are at least 18 years of age and authorised to make financial enquiries in Australia.

Services are not available to individuals under 18.

User Responsibilities

Users are required to adhere to these guidelines and respect the integrity of our service.

Provide accurate information and keep details updated.
Respect the confidential nature of discussions and materials.
Avoid misuse of consultation content or representing our advice as your own professional opinion.
Refrain from unlawful, harassing, or inappropriate use of our services or website.

Prohibited Uses

You agree not to violate these restrictions:

Engaging in fraudulent or misleading activities using our content or advice.
Attempting to undermine the security or availability of our website.
Acting on behalf of others without consent or authorisation.
Posting harmful, defamatory, or offensive materials via our channels.
Making unauthorised commercial use of our material.

Intellectual Property Rights

All website content, analytical reports, and consultation materials remain the property of venoliraphix Financial unless otherwise stated. No part may be reproduced or republished without written consent.

User-Submitted Content

By submitting feedback or other materials, you grant us permission to use and respond for service improvement.

User Content Rights

While you retain ownership, you grant us permission to use submissions as described.

Our Privacy Practices

Personal information is managed as described in our Privacy Policy. See that policy for details on collection, use, and your rights under Australian law.

View Privacy Policy

Important Disclaimers

venoliraphix Financial provides recommendations for informational purposes only. See the Disclaimer for risk statements and required regulatory notices.

Risk Disclosure

Recommendations should not be taken as a substitute for independent legal or tax advice. Results may vary. Past performance does not guarantee future results.

Limitation of Liability

venoliraphix Financial is not liable for damages from the use or misinterpretation of provided information.

Indemnification

You agree to indemnify us for any claims resulting from your misuse of our recommendations or content.

Resolving Disputes and Claims

We aim to resolve disputes through respectful discussion. Please contact us with any concerns before pursuing further action.

Arbitration

Certain disputes may require alternative dispute resolution approaches, including binding arbitration under Australian law.

You retain all legal rights allowed by law.

Online Dispute Resolution

You may also seek online dispute resolution, as permitted by Australian consumer protection authorities.

Contact Our Team for Help

Severability

If any part of this Agreement is found invalid, remaining sections remain effective.

Entire Agreement

These Terms, along with Privacy, Disclaimer, and Cookie Policies, form the entire agreement.

Applicable Law and Jurisdiction

This agreement is governed under Australian law. Any disputes are subject to the exclusive jurisdiction of Australian courts.

Service Termination

We reserve the right to remove access or terminate your account for violation of these Terms or harmful conduct.

Policy Updates

We may modify these Terms as business or regulations require. You’ll be notified of material changes.

Contact for Legal

Reach out to our office with any legal or compliance questions.

Legal Email: content@venoliraphix.com

Phone: +61.3.7396.3052

Address: 570 Bourke Street, Level 17 & 24, Melbourne, VIC 3000 Australia

Effective Date: Current since November 4, 2025

Version: 1.1